The Law Office of Patricia R. Stout

(470) 444-9720

Hours of Operation
Mon - Thurs: 10:00 AM - 6:00 PM
Available After-Hours by Appointment Only

Providing Effective Bankruptcy Assistance in Covington, GA 

When you are seeking relief from crippling debt; choose our firm. At the Law Office of Patricia R. Stout, our goal is to give our clients clear direction and guidance that will put them on a path toward a more promising financial future. Our representatives have extensive knowledge of bankruptcy law and are committed to protecting our clients’ rights. Visit our firm for bankruptcy assistance in Covington, GA, to find the right solution to your financial woes. 

Whether you’re looking to learn more about chapter 7 or 13 bankruptcy or about how to file for bankruptcy, consider our legal team your dedicated partners in this trying time. Since 2007, we’ve helped numerous clients through the bankruptcy process. At our bankruptcy firm,  we make a point to work closely with our clients to determine the best course of payment as it pertains to the costs of filing—even offering split payment plans to those who qualify. Whatever your needs, we’ll discuss all of your options with you in a comforting, relaxed environment.


Determining Your Best Course of Action 

 Chapter 7 is an income-dependent claim that considers the number of dependents you have. The more dependents you support, the higher the amount of income you can receive and still qualify to file. With Chapter 7, typically you can keep your home as long as you are up-to-date on your mortgage payments and you have low equity in your home. 

Alternatively, Chapter 13 is more suited for individuals with greater home equity or those who already own their homes. While we believe that Chapter 7 is more lucrative for most individuals, we don’t favor filing one way or the other. 

At our bankruptcy firm, we focus heavily on providing our clients support as they file for chapter 7 and 13 bankruptcy. Rest assured that we act as your supportive partner throughout your claim and will only suggest what we deem to be your best move. 

Offering Personalized Support in a Time of Uncertainty

 We understand that seeking bankruptcy assistance with your financial troubles can be embarrassing. That’s why we consider it our duty to treat those who turn to us for help with dignity and respect. When you choose us as your dedicated representatives, you’ll receive the individualized attention you deserve as we work to provide you with an effective debt relief solution.   

 Contact our firm to seek guidance from a knowledgeable bankruptcy lawyer. We proudly serve clients in Covington, GA, and the surrounding areas.